Legal Disclaimer

Legal Disclaimer
Privacy Policy
Terms of Use
Governing Law
Affiliate Disclosure

Legal Disclaimer

The information provided on website is information only, not legal advice. Legal advice is the application of law to a personís specific circumstances. I donít know what your situation is, and laws change frequently so, to be clear:

Iím not providing legal advice on this site!

Always consult a lawyer should you have any legal questions.

If you download any information from web site, DO NOT use any of the provided information as a substitute for the advice of competent legal counsel. This site is an informational service, and I hope you find it helpful, but it does not offer legal advice.

Although I always try to provide accurate and useful information, this web site is ďas is.Ē I make no claims, promises, or guarantees about the accuracy, timeliness, completeness, or adequacy of the information contained in web site. Use the information at your own risk. I disclaim all warranties both expressed and implied.

Please consult your own attorney if you want to be sure that the information provided here, and your interpretation of it, is correct as it applies to your own circumstances.

Links To Other Websites

In regards to other websites website links to, Iím not responsible for what those sites do or say. I have no control over those sites.

When you click on any link out of this website, you are moving to other websites, which are completely independent from Just because I link to other web sites does not mean that I endorse them, nor do I accept any responsibility for the content of, or liability for your use of, such web sites. Please make sure you read the terms and conditions of any product you purchase or any website you visit.

Privacy Policy

I do not collect information on my site visitors such as names, addresses, telephone numbers, or email addresses ó unless you voluntarily provide that information, for example by using a contact form to communicate with me. I keep all personal information you give me completely confidential, and use it only for the purpose that you intended.

I donít share your personal information with anyone else. I will never sell, barter, or rent your personal information to anyone. I will never use this data for any illegal activities. Should you contact me or subscribe to any of my information services via email, I will never sell or give away your email address.

Most web sites, including this one, typically use non-identifying information to enhance the service of the web site. This information includes your IP (Internet Protocol) address, your ISP (Internet Service Provider, (such as AOL or Verizon), the browser you used to visit my site, the time you visited the site, and which pages you visited throughout my site.

The information collected is used solely for internal review and is never shared with other organizations for commercial purposes. Again, this information does not include any personal information about you or allow anyone to identify you individually.

Google Adsense Cookies

Third party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website.

The DoubleClick DART cookie is used by Google in the ads served on this website. Web Beacons are also used to collect information as a result of ads serving on this website. What this means is if you visit this website and either view or click on an ad, a cookie may be dropped on your browser. The data gathered from these cookies will be used to help better serve and manage ads on this website.

You may opt out of the use of the DART cookie by visiting the advertising opt-out page by clicking Here. You may also opt out of some, but not all, of these types of cookies in one location at the Network Advertising Inititative opt-out website.

Childrenís Online Privacy Protection Act

This web site is not directed at children. I do not knowingly collect personal information from children under the age of 13. If I learn that I have personal information about a child under the age of 13, I will delete that information.

Terms of Use

Agreeing to Terms

Your use of website indicates acceptance of this Privacy Policy and Terms of Use. If you do not agree to this policy, please do not use this website.

Governing Law

This Privacy Policy and the use of this Web site are governed by California law. If a dispute arises under this policy, you and I agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Santa Clara California.

Any costs and fees (other than attorney fees) associated with the mediation will be shared equally by each of us. If we are unable to arrive at a mutually satisfactory resolution through mediation, we agree to submit the dispute to binding arbitration at the following location: Santa Clara California, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

Affiliate Disclosure

This site accepts advertising and may receive compensation from the sale of recommended products. shall not be responsible or liable, directly or indirectly, for any damage or loss, caused or alleged to be caused by or in connection with the use of or the reliance upon any information, content, goods or services available on or through any third party Websites or linked resources.

Google AdSense Ads

Companies who appear on the Google Adsense areas of this website are not affiliated with The only affiliation present is the one between and Google. Any commissions/profits are generated from Google for displaying these ads, not from the company displayed in the ad itself.

Amazon Required Disclosure: is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

Google AdSense Cookies

The Google AdSense program uses a type of cookie which enables this site to serve ads to you based on your visit to this site and/or to other sites on the Internet.

You may opt out of the use of the cookie (called the DART cookie), by visiting the Google Ad and Content Network Privacy Policy here.

You can turn off cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect your ability to interact with this site as well as other Websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

Return from Legal Disclaimer back to Home